“Lombard Alma-Ata 1” LLP grants loans secured by vehicles not only without the authority to drive, but also with the authority to drive and operate a car or special equipment that is pledged. That is, you will be granted a loan of up to 30% of its market value against the security of your car title, and they will also leave you the authority to further use it. Along with these advantages, granting a loan secured by a car, with the authority to drive, has got disadvantages.
As the fifteen-year experience shows, clients who received loans secured by a car title, with the authority to drive are in no hurry to repay the principle debt on the loan, and only pay interest, since the car or special equipment is at their disposal. As a result, very frequently, when paying a monthly fee, customers repay the money they took, and still owe as much.
To address this problem, when issuing a loan secured by a car or special equipment with the authority to drive, we have developed a special, annuity loan repayment schedule, that is, along with the repayment of the loan interest, the principal debt is also repaid. What made this type of lending secured by a car or special equipment with the authority to drive more attractive for our customers.